Fintech, also referred to as Financial Technology, describes new tech that seeks to improve and automate the delivery and use of financial services. At its core, it is utilized to help companies, business owners, and consumers better manage their financial operations, processes, and lives by utilizing specialized software and algorithms that are used on computers and, increasingly, smartphones. The word ‘fintech’ has surged by more than 60% in the past 3 months according to Google Trends. This is understood to be a direct result of the emergence of more fintech startup firms in Pakistan.

Smart Contracts

Smart contracts are programs stored on a blockchain that run when predetermined conditions are met, or in other words, it is a smarter version of a contract.

Webict Pay

Webict Pay


Making banking easy for every Pakistani

Khel Account

Are you a business owner and student and want a simple cashless bank account? Look no further, we have you covered.

Contactless Payment

Webict offers you the opportunity to move free-of-cash. Use ,our app, as well as Debit Card payment via a single tap on the card machine.

Aam Awam Account

This account aims to work as a cashless bank account whereby you can make transactions with a simple tap on the application.

Debit Card

Put it into the card machine, use at an ATM, pay contactless, and pay online with ease using our debit card.

Karobar Account

If you’re a business owner, you can simply take our Karobar Account and enjoy payment using your phone now.


See all your transactions be recorded live including bills paid all within a second using our payment service.

smart Contracts

Have you ever ordered something online and were frustrated to receive the wrong parcel or had issues getting a refund from an online store? These exact problems are why Webict plans to introduce smart contracts. You will now be able to shop online and, the vendor only gets paid when you receive the parcel.

How it works

You make a purchase online

You place an order on our online store just like you would on any e-commerce marketplace. 

added to the blockchain

As soon as you place the order the data gets added to the public ledger also known as the Blockchain. 

Vendor Ships the product

The vendor packs and ships the product to you via our logistical partners.

You receive the product

Our logistical partner delivers the product to you. If you receive the exact product you ordered, we require your digital signature to complete the smart contract agreement and pay the vendor.

Smart Contract Complete

That’s it, the conditions of the smart contract are met! Now, the preprogrammed system automatically pays the vendor and we receive our commission.

If you have a use case or want to your business to be a part of our eco-system then email us at: